Protecting Your Information
During the registration process, you will be required to provide us with personal information including your name, e-mail address and home phone number. Tuition Options will use this information to process your request to access your accounts via the web and to send you information via e-mail.
The Gramm-Leach-Bliley Act (GLBA) requires that we disclose to our customers:
- The types of information that we collect.
- The categories of institutions and persons with whom this information is shared.
- Our practices regarding the sharing of information about former customers.
- How we share information within our company.
The information we collect about our customers is derived from the installment contract and credit application that is completed when a customer applies for or obtains tuition financing.
This information becomes part of your financing package and may be passed along if the installment contract is sold, or assigned for servicing and/or collection. Your payment history may be shared with the originator or subsequent holder of your installment contract as well as certain credit reporting agencies such as Experian, etc. Also, a court order or regulatory requirements may mandate that some or all of the information regarding your account be disclosed.
We obtain certain banking information about you when you pay by check from your bank account, authorize us to deduct payments from your bank account by electronic funds transfer, or pay us by credit card. Other than to process these transactions through our normal banking channels, your bank account numbers and credit card numbers are not provided to anyone who does not already have access to this information, i.e. your bank and credit card issuer.
Within our organization access to customer data is tightly restricted through utilization of computer passwords and user ID’s. Employees have access on a need-to-know basis as it relates to their employment responsibilities and our overall objective of efficient and productive operations. Original and photocopied documents are maintained in secure files. Access to these files is limited to those employees whose responsibilities dictate it.
Tuition Options understands and deeply values the position of trust in which it has been placed by educational service providers (our clients) and their students (our customers). Long before the enactment of GLBA we were proactive regarding the safeguarding of data in the face of rapidly advancing technological changes. In the future we will continue to be at the forefront in securing not only the privacy of our customers information but also their unqualified trust.
What Does Tuition Options Do With Your Personal Information
Federal law gives consumers the right to limit some but not all sharing of personal information. Federal law also requires Tuition Options to tell you how we collect, share and protect your personal information. The types of personal information we collect and share depend on the product or service you have with us. This information can include social security number, loan history, account balance and payment history, transaction history and account transactions. When you are no longer a Tuition Options customer, we may continue to share this information. Federal law gives you the right to limit sharing for everyday business purposes information about your credit worthiness. State laws and individual companies may give you additional rights to limit sharing.
Tuition Options has established security measures on its web sites to protect against the loss, misuse or alteration of your information under our control. We have put in place appropriate physical, electronic and managerial procedures to safeguard and secure the information that is entered or viewed via this web site. Access to data is limited to authorized Tuition Options staff members and is further restricted by password protection mechanisms. Web security and security procedures are reviewed and updated on a regular basis. All financial information is accessed on a secure server that encrypts the information including your credit card information through SSL.
Your accounts are protected by a password that you choose during the registration process. Your password must be at least 5 characters long and can contain letters and/or numbers. It is recommended that at least one number be included in your password. Do not share your password with anyone else. It is your responsibility to maintain the confidentiality of your password.
Changing Your Password
You may change your password at any time by selecting the Change Password option.
Links to Other Web Sites
This site may contain links to other web sites. Tuition Options is not responsible for the privacy practices or the content of such web sites. It is your responsibility to become familiar with each web site’s privacy and other policies. If you have any problems or concerns, contact the web site administrators of such web sites directly.
This site currently does not use “Cookies”. This site will never save private information such as your password, credit card number or bank account number on cookies.
Contacting the Web Site
If you have any questions about this privacy statement, the practices of this site, or your dealing with this site, you can email us at Client.Services@TuitionOptions.com.
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